Insurance agent with stick notes over eyes.

BOP-Pro Contractor

As an enhancement of BOP-Pro, BOP-Pro Contractor builds sturdy support for hard-earned reputations like that of a contractor.

Download our BOP-Pro Construction contractor information.

End customers trust contractors to do the job right. Protect that trust with BOP-Pro Contractor property and liability coverages tailored to the needs of contractors everywhere.  

Key contractor coverages include:

Contract with gavel iconContractual penalties
Unforseen things happen to even the most trusted contractor; if the business is unable to follow through on a contractual obligation due to a covered loss, this coverage may help with associated fees.

Waiver icon with penBlanket waiver of subrogation
Don't let the waiver of subrogation in an end customer's contract cause worry — it's included in BOP-Pro Contractor.

Hand holding money with rotating arrow iconRental reimbursement for contractor's equipment
If damage to a critical piece of equipment means renting a replacement for a while, this coverage is meant to help foot the bill, especially in a time of need. 

BOP-Pro Contractor also has higher limits than standard BOP-Pro on some coverages like:

Business income ordinary payroll
  • 30 more covered days.
Property off premises
  • The limit is more than double.
Business income waiting period
  • Only 24 hours; that's potentially days sooner.
Accounts receivable
  • The limit is five times more.

BOP-Pro Contractor Plus

Want to level BOP-Pro Contractor coverage up a notch? Explore a Plus endorsement.

BOP-Pro Contractor Plus offers "additional insured" statuses that can be hard to find in other businessowners policies, for example:
  • Products-completed operations, including upstream parties.
  • Owners, lessees or contractors; automatic status when required in construction or service agreement with you, including upstream parties.
  • Owners, lessees or contractors; controlled insurance program (wrap-up) off-premises operations only.

And adding a Plus endorsement to BOP-Pro Contractor also adds higher limits on some coverages like:

Pollutant cleanup and removal on your covered property.
  • Five times higher per location.
Accounts receivable.
  • The limit is double.
Newly acquired or constructed property.
  • Four times higher for buildings.
  • Five times higher for business personal property.
  • 150 more covered days for business income.

Explore other BOP-Pro Plus endorsements:

UFG Marketing Solutions

Hit lists, appetite guides and other informative resources from UFG are at our agents’ service 24/7 at ufgmarketingsolutions.com. Need help accessing the site? Speak with the person at your agency with administrative rights to UFG portals.

Questions, comments or feedback?

We’re here to help you get the most out of our new experience. If you have a question please don’t hesitate to contact us at smallbusiness@unitedfiregroup.com. We'll respond as soon as we can.